Is Private Insurance the right choice?

Private health insurance is a great fit for individuals and families who want more flexibility and personalized options than what's available on the government Marketplace. 

Here’s a quick breakdown of who might benefit from private health insurance:

• Individuals who are self-employed or freelance workers
• People who don’t qualify for Marketplace subsidies
• Those who want customized coverage options
• Individuals who need coverage outside of Open Enrollment
• People looking for short-term or transitional coverage
• Families or individuals with specific provider preferences
• Retirees under 65 who need coverage until Medicare eligibility
• Those who value access to Direct Primary Care (DPC)
• Individuals seeking coverage for holistic or alternative therapies (e.g., acupuncture, chiropractic care)
• Frequent travelers needing international or travel coverage
• People who prefer faster access to care and reduced wait times
• Individuals interested in enhanced wellness programs and perks (e.g., gym memberships, mental health resources)
• Those who need flexible prescription coverage options
• People who want broad provider networks, both local and nationwide
• High-earners seeking comprehensive coverage options with extensive benefits